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Get rewarded by funding small business loans.
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CoinTelegraphCoinDeskNBCPeacock TVSupercross USA AMABlockchain NewsCrowdfund Insider
CoinTelegraph
CoinDesk
NBC
Peacock TV
Supercross USA AMA
Blockchain News
Crowdfund Insider

SmartFi tokens come with a 100% buy-back guarantee. We’ll buy back your token at the price you paid, after one year, for any reason whatsoever. To be clear, that’s a full refund of the purchase price in US dollars or the SmartFi stablecoin! T&Cs apply.

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Terms & Conditions
Token offer
Real utility token.

ABOUT SMTF TOken

smtf
Less risk with our 100% buy-back guarantee.
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Resists bear market volatility by being indexed to the loan portfolio.
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Better price discovery for easier and faster crypto wealth creation.
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SMTF TOKEN

Crypto interest account.

EARN BANK BEATING INTEREST ON YOUR CRYPTO.

  • Automated and easy-to-use interface with no minimum BTC or ETH balance.
  • Withdraw crypto at any time. No lock-in period.
  • Competitive APY on Bitcoin or Ethereum balances - up to 12% APY, compounded monthly.
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Earn interest on your crypto

Collateralized Crypto loans.

USE YOUR CRYPTO TO BORROW STABLECOINS OR DOLLARS.

  • Our Bitcoin & ETH crypto loan calculator guides you to smart decisions.
  • Defer interest to the end of the loan term, so no monthly payments.
  • Choose competitive fixed interest rates for your loan.
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Borrow using crypto collateral

crypto swap.

SWAP YOUR CRYPTO EASILY.

  • Enjoy zero buy and zero swap fees when you use Smart Swap.
  • Easily convert cryptocurrency in a few seconds and a couple of clicks.
  • Use fast and secure payment methods from a USA based and FinCEN registered business.
swap now
SMARTDEX - DECENTRALIZED EXCHANGE.

WHY CHOOSE SMARTFI?

Whether you're a new or experienced crypto user, the smartfi community provides you with tools and strategies for crypto-enabled wealth generation.
Buy crypto with credit cards or your bank account

Buy crypto with your bank account

You can buy crypto with your bank account through ACH, bank transfer or credit card. You can also withdraw your USD back to your bank account.

Crypto tools

Simple & efficient finance tools

Earn, borrow, trade and hold crypto all on one-platform. Combine our CeFi and DeFi tools to generate crypto wealth with arbitrage.

Earn, trade and borrow

Guided strategies for wealth generation

Use the built-in Education section to learn more about crypto and the Smart Strategy tools to personalize your wealth generation plan and monitor progress.

Latest News

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  • Create an account
    Create an account.
  • Link your bank account or deposit crypto
    Link your bank account or
    deposit crypto.
  • Build your crypto portfolio
    Build your crypto portfolio.

SMART YOUR FINANCIAL FUTURE TODAY.

SmartFi is an open-finance platform for cryptocurrencies. Creating an account on SmartFi takes a few minutes and gives you access to all our tools for crypto wealth generation in one platform. SmartFi is a USA-based FinCEN-registered Money Service Business.

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The SmartFi SmartCycle is live
with 100% buy-back guarantee.
SMTF/USD
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Terms and conditions apply: SmartFi Guarantee is limited to SmartFi Tokens (SMTF) purchased directly from the token supply on the SmartCycle tool on portal.smartfi.com. Any original purchase of SMTF on SmartCycle that is held on SmartFi for 1 year or more can be returned to SmartFi for any reason, for a full refund of the original purchase price in SFUSD/USD.

Guarantee DOES NOT APPLY to SmartFi Tokens purchased on the secondary market of SmartExchange, SmartDex, other third party exchanges or private party transactions. SmartFi at its sole discretion determines which transactions qualify for a refund.