GET LIQUIDITY & KEEP YOUR CRYPTO WITH OUR CRYPTO LOANS.

Borrow cash or stablecoin for as low as 1% APR.
APPLY NOW

WHY CHOOSE SMARTLOAN?

LOAN PROCEEDS IN STABLECOIN.

Loan payouts are available in SFUSD, USDT and USDC.

WITHDRAW LOAN PROCEEDS TO YOUR BANK.

Use our fiat gateway to get dollars directly in your bank account.

MONITOR YOUR LOAN HEALTH.

Monitor your Loan to value in real-time.

LOAN AT YOUR OWN TERMS.

Choose between fixed or variable interest rates for your crypto loan.

NO MONTHLY PAYMENTS.

Defer your loan interest payments to the end of your loan term.

FIXED TERM INTEREST.

Get fixed term interest for up to 12 months! The crypto price swings but your interest won't.

Crypto loan without monthly payments.

NO MONTHLY LOAN PAYMENTS

With SmartLoan, you can choose between monthly payments or one time payment at the end of your loan term.

GET A LOAN Now

HOW SMARTLOAN WORKS?

SmartFi is a non-bank lender that offers cryptocurrency collateral loans for commercial and retail purposes. SmartFi's process of obtaining a collateralized crypto loan is quite simple -

  • Verify ID.
  • Confirm terms of loan.
  • Send collateral to SmartLoan.
  • SmartFi funds your wallet with stablecoin, ACH or bank wire.
APPLY NOW

WAYS TO BENEFIT FROM YOUR SMARTLOAN.

  • Buy and trade more crypto.
  • Invest in your business without giving up your holding (HODL) portfolio.
  • Pay off credit/debit card or student loan.
  • When you HODL BTC, your interest payments are in BTC itself, therefore your portfolio grows automatically as you HODL on SmartINTEREST.

Earn Crypto.

Earn three tiers of referral bonus.
Invite your friends to earn a percentage of their trading fees on SmartFi. When your referrals AND their referrals invite other users to trade on SmartExchange, you will earn a percentage of their trading fees, as well.
Learn more

JOIN OUR COMMUNITY