Cryptocurrency loans

WHY CHOOSE SMARTloan?

LOAN PROCEEDS IN USD OR STABLECOIN

Loan proceeds in uSD or stablecoin

Crypto collateral loan pay-outs are available in USD, USDT and USDC.
Crypto loans with collateral

Withdraw directly to your bank

Use the fiat gateway to get loan proceeds directly in your bank account.
Monitor your loan health

Monitor your loan health

Monitor your Loan to value (LTV ratio) in real-time with our range of tools.
loan terms

Loan at your own terms

Choose your collateral amount and flexible terms that suit your needs for your crypto loan.
No monthly loan payments

No monthly loan payments

Defer your monthly loan interest payments to the end of your loan term.
Fixed term interest

Fixed term interest loans

Get fixed term interest for up to 12 months! The crypto price swings but your interest won't.

LEARN MORE ABOUT CRYPTO loanS

Crypto loan with NO monthly payments.

NO MONTHLY LOAN PAYMENTS

With Smart Loan, you can choose between monthly payments or one time payment at the end of your loan term. For the first time, you can now design a crypto loan with collateral entirely on your own terms.

No credit checks. No credit score forms to fill in. Instant loans backed by crypto assets.

GET A LOAN Now
Loans with crypto collateral

HOW SMARTLOAN WORKS?

SmartFi is a non-bank lender that offers cryptocurrency collateral loans for commercial and retail purposes. SmartFi's process of obtaining a collateralized crypto loan is quite simple:

  • Verify ID.
  • Confirm terms of loan.
  • Send collateral to SmartLoan.
  • SmartFi funds your wallet with USD or stablecoin.
APPLY NOW
Smart Loan Cycle

HOW to get A crypto loan

Learn how to get an instant crypto loan using your Ethereum (ETH) or Bitcoin (BTC) balance as collateral.
First
Sign up and Verify ID
Second
Use the calculator to specify the amount you want to borrow.
Third
Transfer collateral (BTC or ETH)
Fourth
Receive funds in your wallet ready to spend.
GET A LOAN
Lend crypto calculator

Crypto Loan Calculator

Learn how much you can borrow fast and easy with SmartFi's crypto loan calculator. Use the options to calculate the repayment amount. Choose your term length, Loan to Value ratio (LTV) and the desired amount to get started.
CALCULATE NOW

WAYS TO BENEFIT FROM YOUR CRYPTO LOAN.

  • Buy and trade more crypto.
  • Invest in your business and keep your holding (HODL) portfolio.
  • Pay off credit/debit card or student loan.
  • When you HODL BTC, your interest payments are in BTC itself, therefore your portfolio grows automatically as you HODL on SmartINTEREST.

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