SmartFi Community Rewards

Earn more & save more by unlocking Genius level rewards

Terms and conditions apply: SmartFi Guarantee is limited to SmartFi Tokens (SMTF) purchased directly from the token supply on the SmartCycle tool on portal.smartfi.com or at partner exchanges. Any original purchase of SMTF on SmartCycle or from a partner exchange that is registered with or held on SmartFi for 1 year or more can be returned to SmartFi for any reason, for a full refund of the original purchase price in SFUSD/USD.

SmartFi at its sole discretion determines which transactions qualify for a refund.

OWNING SMARTFI TOKEN IS BETTER THAN OWNING A BANK.

  • Proceeds from SmartCycle Token Sale NOT used for software development - Only used to fund Smart Loans.
  • Acquiring SmartFi Token, expands the capacity for SmartFi to capitalise Smart Loans and other financial products directly on the platform.
  • The more SmartFi Token SmartFi sells, the more Smart Loans can be capitalized on the platform. The more Smart Loans it serves, the more revenue the company makes.

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SmartFi Community Rewards

Earn more & save more by unlocking Genius level rewards on Smartfi.

How does it work ?

SmartLevel is a ratio of USD value & SMTF holdings.
Sign In to see your level.
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Base Level

SMART

0-5%
SMTF required in your portfolio
Interest Rates
Bitcoin
Ethereum
Stablecoins
SMTF*
1.00%
3.00%
7.00%
+2.00%
Loan Rates
Highest LTV up to 70%
Lowest LTV up to 20%
12.50%
4.00%
Refunded on Exchange
Trading Fee Rebate**
50.00%
Level 1

BRIGHT

5-15%
SMTF required in your portfolio
Interest Rates
Bitcoin
Ethereum
Stablecoins
SMTF*
1.25%
3.25%
7.15%
+2.00%
Loan Rates
Highest LTV up to 70%
Lowest LTV up to 20%
11.50%
3.50%
Refunded on Exchange
Trading Fee Rebate**
50.00%
Level 2

BRILLIANT

15-25%
SMTF required in your portfolio
Interest Rates
Bitcoin
Ethereum
Stablecoins
SMTF*
1.50%
3.30%
7.30%
+2.00%
Loan Rates
Highest LTV up to 70%
Lowest LTV up to 20%
10.50%
3.25%
Refunded on Exchange
Trading Fee Rebate**
50.00%
Level 3

GENIUS

25%+
SMTF required in your portfolio
Interest Rates
Bitcoin
Ethereum
Stablecoins
SMTF*
2.00%
3.45%
7.50%
+2.00%
Loan Rates
Highest LTV up to 70%
Lowest LTV up to 20%
9.50%
3.00%
Refunded on Exchange
Trading Fee Rebate**
50.00%
* Customers earn additional 2% on all deposits they opt to earn interest in SMTF

** Customers holding 1% of their trading volume in SMTF Coin on their Coin Interest Account will be refunded 50% of their trading fees in SMTF.

SmartFi Community Rewards

Earn more & save more by unlocking Genius level rewards on Smartfi.
Base Level

SMART

0-5%
SMTF required in your portfolio
Level 1

BRIGHT

5-15%
SMTF required in your portfolio
Level 2

BRILLIANT

15-25%
SMTF required in your portfolio
Level 3

GENIUS

25%+
SMTF required in your portfolio
Earn more on SmartInterest - Interest Rates
Bitcoin
Ethereum
Stablecoins
SMTF*
1.00%
3.00%
7.00%
1.25%
3.25%
7.15%
1.50%
3.30%
7.30%
2.00%
3.45%
7.50%
+2.00%
Pay less on SmartLoan - Loan Rates
Highest LTV up to 70%
Lowest LTV up to 20%
12.50%
4.00%
11.50%
3.50%
10.50%
3.25%
9.50%
3.00%
Get refunded on SmartExchange
Trading Fee Rebate**
50.00%
* Customers earn additional 2% on all deposits they opt to earn interest in SMTF
** Customers holding 1% of their trading volume in SMTF Coin on their Coin Interest Account will be refunded 50% of their trading fees in SMTF.

SmartFi Loyalty Levels

Base Level
SMART
0-5%
SMARTFI TOKENS IN PORTFOLIO
BRIGHT
5-15%
Level 2
BRILLIANT
15-25%
Level 3
GENIUS
25%+
Level 1
Stablecoins
8.00%
8.00%
8.00%
8.00%
Earn Interest in SMTF*
+2.00%
Trading Fee Rebate**
50.00% rebate of trading fees.

* Customers earn additional 2% on all deposits they opt to earn interest in SMTF
** Customers holding 1% of their trading volume in SMTF Coin on their Coin Interest Account will be refunded 50% of their trading fees in SMTF.